💧 Cash-flow planning, done right

Know which account is about to run dry — and when.

Most budgeting apps tell you what you already spent. NeverRunShort lines up every account, bill, and paycheck on one forward-looking timeline, so you see a shortfall coming days or weeks before it happens — not after it bounces a payment.

No bank-linking required Your data stays yours — export anytime Free to use Works on iPhone, Android and desktop
Why NeverRunShort

The gap every other budgeting app leaves open

Net-worth dashboards and last-month spending reports are easy to find. A tool that tells you, specifically, that your chequing account will go negative on the 27th unless you move money first — that's rare. That's what NeverRunShort is built around.

Day-by-day cash-flow timeline

See 30, 90, or 180 days ahead — every paycheck, bill, and transfer lined up on one running timeline instead of a monthly summary.

Per-account shortfall warnings

NeverRunShort flags the exact account and date a planned bill would overdraw it — even when your total cash across accounts looks perfectly fine.

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Privacy-first, manual entry

No bank credentials, no third-party data aggregator, nothing to leak. You enter your accounts; NeverRunShort does the projecting.

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Recurring items, handled

Income, expenses, transfers, and card interest repeat on the schedule you set and project automatically out to your planning horizon.

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Budgets that prorate correctly

Track spending by category against a monthly budget that scales accurately for any period you choose — even an odd custom date range.

Sync across your devices

Create a free account to keep your planner in sync between your phone and computer — sign in with email or Google, your choice.

How it works

Three steps to seeing what's coming

1

Add your accounts and bills

Chequing, savings, credit cards, cash — enter balances manually in a couple of minutes. No bank login, ever.

2

NeverRunShort projects your cash flow

Every paycheck, bill, and transfer gets plotted forward on a timeline, so you can see your balance on any future date at a glance.

3

Get warned before you're short

If a specific account is going to run dry before a bill clears, NeverRunShort tells you — with enough runway to actually do something about it.

See your own numbers, not a demo.

Creating an account takes under a minute. Your planner is private to you — NeverRunShort never sees or sells your data.

Get started free