Not "how did I do last month." Not "what's my net worth." Just: will I actually be okay — in this account, on this date.
Most personal finance apps are built to answer questions about the past. They connect to your bank, pull in months of transactions, and show you a very well-designed report of money you've already spent. That's useful for noticing patterns. It doesn't tell you whether Thursday is going to be a problem.
NeverRunShort was built to answer a forward-looking question instead: if you look at every account you have, every bill that's coming, and every paycheck that's landing, is there a day in the next few weeks where a specific account runs dry before something clears it? Most people who juggle more than one account — a chequing account for bills, a savings account with a healthier balance sitting next to it — already know this problem. Your total money looks fine. Your chequing account, on the 27th, does not.
You add your accounts and the things that move money in and out of them — paycheques, rent, subscriptions, transfers, credit card interest — by hand, once, with recurring rules for the stuff that repeats. From there, NeverRunShort projects every account's balance forward, day by day, out to whatever horizon you choose (30, 90, or 180 days), and tells you the moment one of them is about to go negative, before it happens. That's the whole idea. Everything else in the app — budgets, categories, sync across devices — exists to support that one job, not to compete with it.
NeverRunShort doesn't ask for your bank login, and it isn't missing a "connect your bank" button by accident. Bank-linking means handing your credentials to a third-party data aggregator, trusting that connection to stay up, and accepting that when it breaks — and it does break, for everyone, eventually — your numbers go stale without warning. Manual entry takes a few minutes up front and then a few seconds whenever something changes. In exchange, nothing about your financial life passes through a service you didn't choose, and nothing stops working because a sync provider had an outage.
NeverRunShort doesn't have a chatbot summarizing your spending or an AI "insight" you can't turn off. The math it does — projecting balances forward, prorating a budget across an odd date range, sorting same-day transactions correctly — is plain, checkable arithmetic, and it's tested as such. You should be able to trust the number on the screen because it's correct, not because a model sounded confident.
NeverRunShort is named after the one thing it exists to prevent: a specific account running dry before something clears it. Not a vague overspending warning — an actual account, on an actual date, coming up short. That's the visual behind the icon too: a contour line rising toward the surface, with a marker at the exact point it would break through. It's the same idea as the app itself — the warning shows up before that point, not after you've already hit it.
NeverRunShort is aimed at people who live reasonably close to their paycheck, who keep money spread across more than one account, and who have been burned before by a budgeting app that only looks backward — or by one that quietly shut down and took years of history with it. If that's you, NeverRunShort is trying to answer the question you actually have.
It takes under a minute to create an account, and your planner is private to you from the first entry.
Get started free